/* broker-first band */
.c-broker { padding: 80px 0; background: linear-gradient(135deg, var(--ink) 0%, #1A2BC8 100%); color: var(--d-text); border-bottom: 1px solid var(--ink-3); }
.c-broker__inner { max-width: var(--container-wide); margin: 0 auto; padding: 0 var(--gutter); display: grid; grid-template-columns: 1.4fr 1fr; gap: 64px; align-items: center; }
.c-broker__txt h2 { font-family: var(--font-display); font-weight: 500; font-size: clamp(32px, 4.5vw, 52px); line-height: 1.04; letter-spacing: -0.024em; color: var(--d-text); margin-bottom: 18px; max-width: 16ch; }
.c-broker__txt h2 em { font-family: var(--font-serif); font-style: italic; font-weight: 400; color: var(--up-blue-100); }
.c-broker__txt p { font-size: 17px; line-height: 1.6; color: var(--d-muted); margin-bottom: 28px; max-width: 540px; }
.c-broker__ctas { display: flex; gap: 12px; flex-wrap: wrap; }
.c-broker__stat { padding: 32px 28px; background: rgba(255,255,255,0.04); border: 1px solid rgba(255,255,255,0.08); border-radius: var(--r-4); }
.c-broker__stat-num { font-family: var(--font-display); font-weight: 500; font-size: 64px; line-height: 1; letter-spacing: -0.025em; color: var(--up-blue-100); margin-bottom: 14px; }
.c-broker__stat-label { font-size: 14px; line-height: 1.55; color: var(--d-muted); }
.u-btn--outline-d { background: transparent; color: var(--d-text); border: 1px solid rgba(255,255,255,0.25); }
.u-btn--outline-d:hover { border-color: var(--d-text); }

/* plan card additions */
.c-card .pill-blue { background: var(--up-blue-50); color: var(--up-blue); padding: 4px 10px; border-radius: var(--r-pill); font-family: var(--font-mono); font-size: 10px; letter-spacing: 0.08em; }
.c-card__addon { padding: 14px 16px; background: var(--paper-2); border-radius: var(--r-2); margin-bottom: 18px; }
.c-card__addon-h { font-family: var(--font-mono); font-size: 11px; letter-spacing: 0.08em; text-transform: uppercase; color: var(--muted); margin-bottom: 10px; }
.c-card__addon-pills { display: flex; flex-wrap: wrap; gap: 6px; }
.c-card__addon-pills span { font-size: 12px; padding: 4px 10px; background: var(--white); border: 1px solid var(--line); border-radius: var(--r-pill); color: var(--ink-2); }

.c-hero { position: relative; padding: 96px 0 80px; overflow: hidden; background: radial-gradient(900px 480px at 90% -100px, rgba(19,124,61,0.10), transparent 60%), linear-gradient(180deg, #FBFBF9, var(--paper-2)); border-bottom: 1px solid var(--line); }
.c-hero__inner { max-width: var(--container-wide); margin: 0 auto; padding: 0 var(--gutter); display: grid; grid-template-columns: 1.05fr 1fr; gap: 64px; align-items: end; }
.c-hero h1 { font-family: var(--font-display); font-weight: 500; font-size: clamp(40px, 6vw, 72px); line-height: 1.02; letter-spacing: -0.030em; color: var(--ink); margin: 18px 0 22px; max-width: 14ch; }
.c-hero h1 em { font-family: var(--font-serif); font-style: italic; font-weight: 400; color: var(--up-blue); }
.c-hero p { font-size: 18px; line-height: 1.55; color: var(--body); max-width: 520px; margin-bottom: 28px; }
.c-hero__ctas { display: flex; gap: 12px; flex-wrap: wrap; }
.c-card { background: var(--white); border: 1px solid var(--line); border-radius: var(--r-4); padding: 28px; box-shadow: var(--shadow-md); }
.c-card__head { display: flex; justify-content: space-between; align-items: center; padding-bottom: 16px; border-bottom: 1px solid var(--line); margin-bottom: 18px; }
.c-card__head h4 { font-size: 13px; font-weight: 500; color: var(--ink); }
.c-card__head .meta { font-family: var(--font-mono); font-size: 11px; color: var(--muted); }
.c-card__tier { display: grid; grid-template-columns: 1fr auto; align-items: center; padding: 14px 16px; border: 1px solid var(--line-2); border-radius: var(--r-2); margin-bottom: 8px; font-size: 14px; }
.c-card__tier:last-of-type { margin-bottom: 18px; }
.c-card__tier.active { background: var(--pos-soft); border-color: rgba(19,124,61,0.25); }
.c-card__tier .n { color: var(--ink); font-weight: 500; }
.c-card__tier .n span { display: block; color: var(--muted); font-weight: 400; font-size: 12px; margin-top: 2px; }
.c-card__tier .p { font-family: var(--font-mono); font-feature-settings: "tnum"; color: var(--ink); font-size: 14px; }
.c-card__tier.active .p { color: var(--pos); font-weight: 500; }
.c-card__foot { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; padding-top: 18px; border-top: 1px solid var(--line-2); font-size: 12px; color: var(--muted); }
.c-card__foot b { display: block; color: var(--ink); font-size: 15px; font-weight: 500; margin-bottom: 2px; font-family: var(--font-display); letter-spacing: -0.01em; }

.c-why { padding: 96px 0; border-bottom: 1px solid var(--line); }
.c-why__head { max-width: var(--container); margin: 0 auto 56px; padding: 0 var(--gutter); text-align: center; }
.c-why__head h2 { font-family: var(--font-display); font-weight: 500; font-size: clamp(32px, 4vw, 44px); line-height: 1.08; letter-spacing: -0.022em; color: var(--ink); max-width: 18ch; margin: 0 auto; }
.c-why__head h2 em { font-family: var(--font-serif); font-style: italic; font-weight: 400; color: var(--up-blue); }
.c-why__grid { max-width: var(--container); margin: 0 auto; padding: 0 var(--gutter); display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px; background: var(--line); border: 1px solid var(--line); border-radius: var(--r-4); overflow: hidden; }
.c-why__cell { background: var(--white); padding: 36px 32px; }
.c-why__cell .ic { width: 44px; height: 44px; border-radius: var(--r-2); background: var(--pos-soft); color: var(--pos); display: grid; place-items: center; margin-bottom: 24px; }
.c-why__cell h3 { font-family: var(--font-display); font-weight: 500; font-size: 22px; letter-spacing: -0.012em; color: var(--ink); margin-bottom: 10px; }
.c-why__cell p { font-size: 15px; line-height: 1.55; color: var(--body); }

.c-cov { padding: 120px 0; border-bottom: 1px solid var(--line); background: var(--paper-2); }
.c-cov__head { max-width: var(--container); margin: 0 auto 56px; padding: 0 var(--gutter); }
.c-cov__head h2 { font-family: var(--font-display); font-weight: 500; font-size: clamp(32px, 4vw, 44px); line-height: 1.08; letter-spacing: -0.022em; color: var(--ink); max-width: 16ch; }
.c-cov__head h2 em { font-family: var(--font-serif); font-style: italic; font-weight: 400; color: var(--up-blue); }
.c-cov__grid { max-width: var(--container); margin: 0 auto; padding: 0 var(--gutter); display: grid; grid-template-columns: 1fr 1fr; gap: 24px; }
.c-cov__row { background: var(--white); border: 1px solid var(--line); border-radius: var(--r-4); padding: 32px; display: flex; flex-direction: column; }
.c-cov__row .label { font-family: var(--font-mono); font-size: 11px; letter-spacing: 0.1em; text-transform: uppercase; color: var(--up-blue); margin-bottom: 14px; }
.c-cov__row h3 { font-family: var(--font-display); font-weight: 500; font-size: 24px; letter-spacing: -0.015em; color: var(--ink); margin-bottom: 12px; }
.c-cov__row p { font-size: 15px; line-height: 1.55; color: var(--body); margin-bottom: 24px; }
.c-cov__row ul { list-style: none; display: grid; grid-template-columns: 1fr 1fr; gap: 10px 20px; margin-top: auto; padding-top: 22px; border-top: 1px solid var(--line-2); }
.c-cov__row ul li { display: grid; grid-template-columns: 16px 1fr; gap: 10px; font-size: 14px; color: var(--ink-2); align-items: start; }
.c-cov__row ul li svg { width: 14px; height: 14px; color: var(--pos); margin-top: 4px; }
.c-cov__states { display: flex; align-items: center; gap: 12px; background: var(--paper-2); border-radius: var(--r-2); padding: 14px 16px; font-size: 13px; color: var(--ink-2); margin-bottom: 24px; }
.c-cov__states b { font-family: var(--font-display); font-weight: 500; font-size: 22px; color: var(--ink); letter-spacing: -0.01em; }

.c-how { padding: 120px 0; border-bottom: 1px solid var(--line); }
.c-how__inner { max-width: var(--container); margin: 0 auto; padding: 0 var(--gutter); display: grid; grid-template-columns: 1fr 1.2fr; gap: 80px; align-items: center; }
.c-how h2 { font-family: var(--font-display); font-weight: 500; font-size: clamp(32px, 4vw, 44px); line-height: 1.08; letter-spacing: -0.022em; color: var(--ink); margin-bottom: 16px; max-width: 14ch; }
.c-how h2 em { font-family: var(--font-serif); font-style: italic; font-weight: 400; color: var(--up-blue); }
.c-how p { font-size: 17px; line-height: 1.6; color: var(--body); max-width: 460px; margin-bottom: 24px; }
.c-how__steps { display: flex; flex-direction: column; gap: 12px; }
.c-how__step { display: grid; grid-template-columns: 56px 1fr; gap: 20px; padding: 24px 28px; background: var(--white); border: 1px solid var(--line); border-radius: var(--r-3); align-items: start; }
.c-how__step .n { width: 40px; height: 40px; display: grid; place-items: center; background: var(--up-blue-50); color: var(--up-blue); border-radius: 50%; font-family: var(--font-mono); font-size: 13px; font-weight: 500; }
.c-how__step h4 { font-family: var(--font-display); font-weight: 500; font-size: 18px; color: var(--ink); letter-spacing: -0.01em; margin-bottom: 4px; }
.c-how__step p { font-size: 14px; color: var(--muted); margin: 0; }

.c-diff { padding: 120px 0; border-bottom: 1px solid var(--line); background: var(--ink); color: var(--d-text); }
.c-diff__head { max-width: var(--container); margin: 0 auto 56px; padding: 0 var(--gutter); display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: end; }
.c-diff__head h2 { font-family: var(--font-display); font-weight: 500; font-size: clamp(32px, 4vw, 44px); line-height: 1.08; letter-spacing: -0.022em; color: var(--d-text); max-width: 14ch; }
.c-diff__head h2 em { font-family: var(--font-serif); font-style: italic; font-weight: 400; color: var(--up-blue-100); }
.c-diff__head p { font-size: 17px; color: var(--d-muted); max-width: 460px; line-height: 1.55; }
.c-diff__grid { max-width: var(--container); margin: 0 auto; padding: 0 var(--gutter); display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px; background: var(--d-line); border: 1px solid var(--d-line); border-radius: var(--r-4); overflow: hidden; }
.c-diff__cell { background: #13141A; padding: 36px 32px; }
.c-diff__cell .ic { width: 40px; height: 40px; border-radius: var(--r-2); background: rgba(13,88,255,0.16); color: var(--up-blue-100); display: grid; place-items: center; margin-bottom: 22px; }
.c-diff__cell h4 { font-family: var(--font-display); font-weight: 500; font-size: 20px; color: var(--d-text); letter-spacing: -0.01em; margin-bottom: 8px; }
.c-diff__cell p { font-size: 14px; line-height: 1.55; color: var(--d-muted); }

.c-partner { padding: 120px 0; border-bottom: 1px solid var(--line); }
.c-partner__inner { max-width: var(--container); margin: 0 auto; padding: 0 var(--gutter); display: grid; grid-template-columns: 1.1fr 1fr; gap: 80px; align-items: center; }
.c-partner h2 { font-family: var(--font-display); font-weight: 500; font-size: clamp(28px, 3.6vw, 40px); line-height: 1.1; letter-spacing: -0.02em; color: var(--ink); margin-bottom: 16px; max-width: 16ch; }
.c-partner h2 em { font-family: var(--font-serif); font-style: italic; font-weight: 400; color: var(--up-blue); }
.c-partner p { font-size: 17px; color: var(--body); line-height: 1.6; max-width: 480px; margin-bottom: 24px; }

.c-cta { padding: 96px 0; background: var(--paper); }
.c-cta__inner { max-width: var(--container); margin: 0 auto; padding: 0 var(--gutter); display: grid; grid-template-columns: 1fr auto; gap: 48px; align-items: end; }
.c-cta h2 { font-family: var(--font-display); font-weight: 500; font-size: clamp(32px, 4vw, 44px); line-height: 1.08; letter-spacing: -0.022em; color: var(--ink); max-width: 720px; }
.c-cta h2 em { font-family: var(--font-serif); font-style: italic; font-weight: 400; color: var(--up-blue); }

@media (max-width: 1024px) {
  .c-hero__inner, .c-how__inner, .c-partner__inner, .c-diff__head, .c-cta__inner, .c-broker__inner { grid-template-columns: 1fr; gap: 40px; }
  .c-why__grid, .c-cov__grid, .c-diff__grid { grid-template-columns: 1fr; }
  .c-cov__row ul { grid-template-columns: 1fr; }
}