NEW Upfront Docs — AI compliance reviews now in early access
The AI-native financial platform
The AI-native financial platform
for residential real estate.
Upfront runs your back office, powers your commissions, and gives your agents the financial tools they'd leave you to find elsewhere — modular or end-to-end.
US & Canada coverage
80 brokerages · 20K+ agents
50K+ transactions / yr
Broker dashboard · Tampa Bay
Company production at a glance — credited units and volume from Vero
Closed volume
$740M
1,910 units · avg $387K
Gross commission
$18.9M
from closed business
Pending pipeline
$189M
487 units in escrow
Producing agents
432
of 940 agents with credited closed production
Production by month
Credited closed volume by close month · trailing 12 months
Top solo agents
Maya ChenSouth Tampa$15.8M
Sofia RussoDowntown Tampa$13.9M
Devon BrooksDowntown Tampa$13.2M
Priya NairHyde Park$12.1M
Lena OrtizSt. Petersburg$11.4M
Top offices
Downtown Tampa262 units · 134 agents$106M
Hyde Park214 units · 110 agents$88M
South Tampa190 units · 98 agents$79M
St. Petersburg196 units · 96 agents$76M
Westshore168 units · 86 agents$67M
Top teams
Delgado GroupMarisol Delgado · 7 members$34.2M
Whitfield TeamGrant Whitfield · 5 members$28.7M
Osei PartnersAma Osei · 4 members$21.4M
Harbor CollectiveJill Marsh · 3 members$18.9M
Kovac TeamPetra Kovac · 2 members$16.1M
Production heat map
Sales volume by submarket · office network overlaid
Offices by volume
Ranked · year to date
Downtown Tampa · 262 units · 134 agents
Hyde Park · 214 units · 110 agents
South Tampa · 190 units · 98 agents
St. Petersburg · 196 units · 96 agents
Westshore · 168 units · 86 agents
Brandon · 172 units · 82 agents
Carrollwood · 154 units · 72 agents
Clearwater · 150 units · 74 agents
Riverview · 168 units · 68 agents
Wesley Chapel · 132 units · 64 agents
Lutz · 104 units · 56 agents
Liveproduction, pipeline, and commission straight from your back office
Every entityfranchise, brokerage, office, team, and agent in one view
Map-levelsee where production actually happens, submarket by submarket
Coach smarterproducing agents and top teams, ranked in real time
Docs — AI compliance review
Every file read page-by-page: separated, extracted, validated, flagged
1420 Bayshore Blvd
214 Palmetto Ave
1108 Seabreeze Ct
77 Harborview Ln
902 Cypress Bend
1420 Bayshore Blvd
- separating
- extracting
- validating
- flagging
- ready
98.4% extraction confidence · human-in-the-loop on every flag
64%less compliance review time
Every pageread, extracted, and validated by AI
Reviewany missed item or potential error
Humanoversight on every flag — compliant by default
Back Office — contract to payout
One pipeline from executed contract to disbursed commission, reconciled to your ledger
Details
Sides
Contacts
Deposit
Billing
Disburse
Payout
Finalized
Contract #48213 // 1420 Bayshore Blvd, Tampa FL Closed
MLS #T2648213 (Non-MLS)
Close date06/24/2026
SideLIST
Int ref #10430-NR
Listing agentMaya Chen
List typeSale
Prop typeResidential
Sale price$612,500
Escrow balance$0.00
Office comm$15,312.50
Comm rate2.5%
Contract date05/12/2026
Sides & splits
Co-list and referral splits compute automatically — caps, downlines, and royalties included
| Payee | Units | Comm % | Commission |
|---|---|---|---|
| Maya Chen | 0.55 | 1.375% | $8,421.88 |
| Devon Brooks | 0.30 | 0.750% | $4,593.75 |
| Osei Partners (referral) | 0.15 | 0.375% | $2,296.87 |
| Total | 1.00 | 2.5% | $15,312.50 |
Every dollar reconciles from contract to disbursement — then flows straight to billing, payout, and your ledger.
One ledgertrust accounting, commissions, compliance, and onboarding in one place
Splits solvedcaps, downlines, co-lists, referrals, and royalties compute themselves
Paid fasterfaster processing, and your agents can change deposit accounts with ease
Reconciledevery dollar ties out to your accounting system, live
Agent Dashboard — what your agents see
Deals, commissions, advances, bills, healthcare, and retirement — under your brand
Welcome back, MAYA!
Pending deals · Jul 2 – Dec 30, 2026
Net commission
$34,830.00
Gross commission
$46,440.00
Units
4
Volume
$1,720,000
Open invoices
$250.00
| Address | Expected close | Net commission | Gross | |
|---|---|---|---|---|
| 417 Magnolia Ct, Tampa | Jul 15, 2026 | $12,352.50 | $16,470.00 | Request Advance |
| 88 Sandpiper Way, Clearwater | Jul 21, 2026 | $9,112.50 | $12,150.00 | Request Advance |
| 9 Palma Vista, St. Petersburg | Jul 9, 2026 | $7,290.00 | $9,720.00 | Request Advance |
| 2205 Cortez Rd, Brandon | Jul 7, 2026 | $6,075.00 | $8,100.00 | Request Advance |
My Bills
E&O, tech, dues — billed by your brokerage, payable in one tap
| Bill | Status | Amount | |
|---|---|---|---|
| E&O insurance | Paid | $1,425.00 | |
| Tech fees | Paid | $75.00 | |
| MLS dues | Open | $250.00 | Pay now |
Agents manage their own cards and bank accounts, with bank-level security — auto-pay optional.
Care by Upfront
W-2 quality healthcare for 1099 agents
Upfront Care
Active
Virtual plan · year-round enrollment
W-2 quality
Coverage
50-state
Year-round enrollment — no open-enrollment window, no penalty for being self-employed
Active
Financials
Same-day commissions, tax, and retirement — built for 1099 income
Earned commission
$8,421.88
Available today — same-day on closing
Same-day
Tax & retirement
$70,000
SoloK 2026 max · Traditional + Roth
SoloK
Same-daycommissions available at closing, not weeks later
W-2 qualityhealthcare for 1099 agents, enrollment year-round
$70,0002026 SoloK max, with quarterlies automated
Your brandagents see your name on all of it — zero admin burden on you
Agent Billing — invoices, dues, and fees on autopilot
E&O, tech, marketing, and subscriptions — billed, collected, and ledgered to QuickBooks
Paid
$487,230
612 invoices · YTD
Open
$63,480
74 invoices outstanding
| Agent | Type | Status | Auto-Pay | Total |
|---|---|---|---|---|
| Maya Chen | E&O | Paid | Yes | $1,425.00 |
| Devon Brooks | Tech Fees | Paid | Yes | $75.00 |
| Nadia Haddad | Marketing | Pending | No | $250.00 |
| Cole Fitzgerald | E&O | Overdue | No | $1,425.00 |
| Ivy Tran | Subscriptions | Paid | Yes | $95.00 |
| Priya Nair | Marketing | Paid | Yes | $250.00 |
| Marcus Webb | E&O | Pending | No | $1,425.00 |
50%lower typical per-transaction fees
Autopilotinvoices, reminders, and follow-up run themselves
QuickBooksevery invoice and payment auto-ledgered to QBO
Bank-levelsecurity — agents manage their own cards & accounts
Trusted by enterprise brokerages
JPAR
RE/MAX
Coldwell Banker Canada
NextHome
+ 75 more
We've heard this
Residential brokerages are running 2026 deals on 2006 plumbing.
Most back offices are still a stack of spreadsheets, legacy ledgers, and one-off vendors that don't talk to each other. The cost isn't just operational — it's recruiting, retention, and revenue.
Upfront modernizes the stack — pick the pieces you need, and give agents the financial services they'd leave you to find on their own.
$1.5B+
In commissions processed across partner brokerages
80+
Brokerages running Upfront's back office
50K
Transactions processed every year on Upfront
▲ +38% YoY
20,000
Agents with Upfront financial services
▲ 3,400 in Q1
64%
Reduction in compliance review time with Upfront Docs
AI in early access
Why brokerages switch
Five reasons brokerages move to Upfront — and stay.
01
Faster deals, fewer mistakes
Less ops drag, fewer errors, agents paid faster — and happier. Efficiency you can measure on the P&L.
02
Lower cost, higher accuracy
AI plus human oversight is compliant by default. Tedious work goes off your team's plate so they can deliver higher-value work.
03
Less software, less burden
Replace the parts that aren't working. Less to license, less to onboard, less to offboard when team or agents change.
04
Modern and growing
No servers in your buildings. Web and mobile-first. Unlimited logins. Built for how brokerages actually operate today.
05
Operator expertise
New acquisition? Expanding services? Custom comp plans? Our team has navigated and implemented every variation.
Rip-and-replace isn't the only path. Upfront's modules — back office, AI compliance, Care, Agent Financials — work standalone or together. Layer onto what you have, or migrate when you're ready.
The platform
Modular, or all-in-one: your choice.
Back Office
Trust accounting, commissions, compliance, agent onboarding — one ledger.
Meet Vero →AI Compliance
Upfront Docs reads every page — separated, extracted, validated, flagged — before your team does.
See Docs AI →Agent Benefits
Care (healthcare), Agent Financials (financial tools), and Tax & Retirement — all under your brand.
Explore →Ops as a Service
Our tech and our team running your back office — variable cost, same agent experience.
See how →What partners say
"We have been able to optimize processes, saving time and reducing the complexity of managing transactions across multiple platforms. We're confident that we are delivering essential insights to our agents and paying them swiftly."
Chad Ochsner
Owner · RE/MAX Alliance
"Working with Vero has been an excellent experience. The support is outstanding, surpassing any other program I've used. I wouldn't want to run our brokerage without its comprehensive back-office support, and it continues to improve."
Bud Cortner
Broker Owner · Heritage 1st
Talk to us
Let's see what your back office could be making you instead of costing you.
Tell us what your back office looks like today — the systems, the team, the volume. We'll come back with a sized model, a recommended scope, and a concrete number.
- Reviewed by an operator, not a sales engineer
- Custom model based on your transaction volume
- No commitment to take a meeting